Delivered programs and accumulated operating experience recorded by the team.
Retail Payment Platform
Customers split payments while merchants get paid upfront
LumenPay provides instalment payments, retail credit, merchant marketing and portal tools for online and in-store commerce.
At a Glance
Brand
LumenPay Business
Industry
Retail Payment Platform
Operation
Localized content
Proof Points
LumenPay Business Proof Points
LumenPay Business presents delivered records, client outcomes and operating reliability as decision-ready proof.
7.5B
Operating record
Delivered programs and accumulated operating experience recorded by the team.
2.6M
Client outcomes
Verified client outcomes from real service, delivery and conversion programs.
10K+
Market footprint
Market coverage, regional response and language readiness for expansion.
9초
Delivery reliability
Delivery and operation reliability proven through repeat programs.
Verified client outcomes from real service, delivery and conversion programs.
Market coverage, regional response and language readiness for expansion.
Delivery and operation reliability proven through repeat programs.
Brand Framework
Customers split payments while merchants get paid upfront
LumenPay provides instalment payments, retail credit, merchant marketing and portal tools for online and in-store commerce. Pay in three instalments, Twelve-month retail credit and Merchant growth marketing are connected into one operating flow from first evaluation to long-term relationship.
01
Pay in three instalments
02
Twelve-month retail credit
03
Merchant growth marketing
Merchant ledger
Settlement open
Merchant ledger
Settlement open · Pay in three instalments
01
01
Pay in three instalments
Customers can spread purchases without friction while merchants reduce basket abandonment.
02
02
Twelve-month retail credit
Higher-value products gain an accessible long-term payment option with clear merchant settlement.
03
03
Merchant growth marketing
Partner brands are introduced to active shoppers through curated promotions and portal campaigns.
Service Architecture
Services
LumenPay Business operates around these three services, connecting brand growth, field operations and customer contact points.
Lumen Checkout Room
3X
Approval
할부, 크레딧, 리스크 조건을 결제 흐름에 맞춰 배치합니다.
Lumen Checkout Room
T+1
Settlement
정산 내역과 취소 흐름을 운영자가 빠르게 확인합니다.
Lumen Checkout Room
ON
Risk scan
고위험 주문과 이탈 구간을 실시간 기준으로 분류합니다.
01
View details
Pay in three instalments
Customers can spread purchases without friction while merchants reduce basket abandonment.
01
Approval
3X
02
Settlement
T+1
03
Risk scan
ON
02
View details
Twelve-month retail credit
Higher-value products gain an accessible long-term payment option with clear merchant settlement.
01
Approval
3X
02
Settlement
T+1
03
Risk scan
ON
03
View details
Merchant growth marketing
Partner brands are introduced to active shoppers through curated promotions and portal campaigns.
01
Approval
3X
02
Settlement
T+1
03
Risk scan
ON
01
Pay in three instalments
02
Twelve-month retail credit
03
Merchant growth marketing
01
03
Operating Model
LumenPay Business moves with clients beyond the first consultation
An operating lead is assigned early, keeping service scope, selected cases and proof points in one working record for faster execution.
Payment release room
Pay in three instalments
01
Flow
02
Ledger
03
Risk
Pay in three instalments
Customers can spread purchases without friction while merchants reduce basket abandonment.
Twelve-month retail credit
Higher-value products gain an accessible long-term payment option with clear merchant settlement.
Merchant growth marketing
Partner brands are introduced to active shoppers through curated promotions and portal campaigns.
Selected Cases
Proof through cases
LumenPay Business presents execution results that help customers understand how the brand works in practice.
All
Brand
Service
Proof
Cases
Case Preview
Scroll Cut
01
Fashion mall checkout lift
Introduced instalment checkout and improved conversion for premium fashion purchases.
01
Ledger room
Approve
Settle
Risk
01
View details
Fashion mall checkout lift
Introduced instalment checkout and improved conversion for premium fashion purchases.
01
Approve
02
Settle
03
Risk
Approve
Settle
Risk
02
View details
Electronics retail campaign
Combined seasonal promotions with credit offers for higher-value home appliance sales.
01
Approve
02
Settle
03
Risk
Approve
Settle
Risk
03
View details
In-store QR settlement
Supported faster payment completion during busy store hours with QR-based checkout.
01
Approve
02
Settle
03
Risk
Approve
Settle
Risk
Start a Conversation
Start your next project with LumenPay Business
Share your goals and the team will help define the right scope, schedule and operating model.
Before we start
Merchant release
Merchant adoption is opened around payment and settlement rules
Checkout, ledger and campaigns are reviewed in one flow.
Pay
Ledger
Risk
Campaign
- ✓ Scope and budget are reviewed together
- ✓ A project lead replies within two business days
- ✓ Localization and content operations can be included
Project Inquiry
Contact LumenPay Business
Tell us about the service you need, schedule, budget and language requirements. The team will review your inquiry and suggest the next step.
Share your service needs, schedule, budget and language requirements. The team will suggest a practical operating structure first.
01
Checkout
02
Ledger
03
Campaign
Ready
00
01 You can inquire before preparing a formal brief
02 Budget and schedule can be refined during consultation
03 Language and regional requirements are reviewed together
MERCHANT ONBOARD
Payment adoption and merchant growth loops are connected
Settlement, risk and campaign conditions are reviewed for faster operations.
Mode
Merchant flow
Response
Demo slot
Brief route
01
Handoff Board
01
Checkout
Merchant Lead
Brief
Ledger
Ledger Desk
Timeline
Campaign
Risk Ops
Assets
Request Routing
01
Merchant flow
01
Checkout
Checkout
Intake
02
Ledger
Ledger
Sort
03
Risk
Campaign
Assign
04
Demo
Demo slot
Reply